Yay! Good for you! Keep us posted (and yourself accountable) on your progress.
(We'll be joining you in that challenge, BTW. We've decided that since we are at pretty much the lowest income level we've ever had, we are going to try to pay-off our consumer debt this year. Crazy, huh?)
NOT CRAZY at all Tutor! I have found that in the years we made less we seemed to do a lot better, ironically! That is our goal too, although our consumer debt will take a little longer than a year to pay off, but we are tired of being a slave to debt.